We take personal interest in your business growth by providing you with instant financial support.
Learn how to:
Send us your 6 month average card turnover.
Receive up to 75% of your future card sales in your bank account.
Pay back is a fixed percentage based on your daily card turnover.
Become eligible for additional finance when you’ve paid back 60% of your advance.
Whether you’re a new or existing Sureswipe client and have been swiping for 6 months or more, you can apply for the advance.
Sureswipe has helped over 8000 independent business owners grow nationwide.
Retail Capital approves your Sureswipe Advance. They’ll contact your references and visit you on site.
If you’re a retailer wanting to access finance to grow your business, without the hassle of applying for a bank loan, then CASH ADVANCE from Sureswipe may assist you.
Cash Advance is a business loan that’s tailored to your growth needs, giving you access to cash when you need it the most.
You can use Cash Advance as working capital to fund much-needed store upgrades, or purchase unique inventory items, or get that delivery vehicle you need to shift your business into a higher gear. So, why waste time filling in reams of application documents to access cash
when you can easily apply for a Cash Advancetoday.
Cash Advance is not a traditional loan, it is a business loan – a factoring product that takes future retail sales into account. Consider it a lump sum cash payment to you, to be paid back at a pre-determined rate of time based on a ratio of your future card sales.
• Finance for Refurbishments
You can use Cash Advance to make upgrades to your outlet, such as décor revamps or security upgrades.
• Working Capital
You can also fund stock. If a supplier has an appealing, time-sensitive offer on bulk goods, you can use Cash Advance instead of raiding your working capital.
• Growth Finance
If business is booming at your original outlet and you want to emulate this success elsewhere, you can leverage Cash Advance to fund your next store. Pay your lease deposit, use it for store-fitting, or buy your first batch of stock.
• One-off Ventures
Let’s say you own a restaurant and one of your wine merchants calls to say they’ve got a batch of premium, export-quality vino for you at a price you will never see again. You know you can sell this wine at a great margin, but your current cash flow doesn’t allow for the purchase, Cash Advance can provide the bridging finance.
Receiving a traditional loan from a bank in today’s economic environment can prove challenging for small, medium, and even large businesses. To qualify for a bank loan, company owners need to meet rigorous requirements, including:
Many business owners navigate all of this red tape, but only a small percentage of bank loans are actually approved. Banks require asset security against a loan and because their loans are paid back in fixed monthly lump sums, there’s not much flexibility for you during those tougher revenue cycles.
Sureswipe’s Cash Advance solution offers a simple application process with a short initial assessment questionnaire in which your suitability and eligible funding amount will be assessed immediately.
We know how challenging it is to run a business, particularly when it comes to cash flow and we provide you with a way to fund your business’s own growth. We simply take a fixed or variable percentage of all future card transactions until the agreed repayment value is reached, so you can concentrate on growing sales instead of whether or not you can pay back a daily fixed debit order.
Cash Advance from Sureswipe is tailored to the specific needs of your business and all costs associated with the facility are made fully transparent – to be agreed upon jointly upfront.
Sureswipe is one of South Africa’s leading independent merchant solutions providers, boasting a national footprint and class-leading technical support. We service more than 7000 businesses around South Africa, helping them to grow their revenues with cost-effective card payment devices, gift and loyalty programmes and access to finance.
The Benefits of Choosing a Sureswipe Cash Advance Include:
“I have made use of Sureswipe’s Cash Advance offer and it was the quickest and easiest loan that I have ever applied for. Because of Sureswipe’s prompt service, the application was hassle-free and the whole advance was explained to me in detail. It’s a quick and easy option if you need to boost your cash flow and its structured re-payment plan ensures I can continue with my day-to-day business activities without having to worry about paying off a huge debit order at the end of each month.”
– TIONETTE BRITS, Beekman Canopy Fitment Centre, Gauteng
It is important to bear in mind that income tax is still applicable on any card sales made as usual.
Some of the documents required for a Cash Advance from Sureswipe include:
Financing and working capital is now easier to unlock than ever before, and accessible when you need, with Cash Advance from Sureswipe.
Access Cash Advance now. Contact Sureswipe on 0860 200 111 or fill in your details and we’ll get back to you in the next hour.
“I made use of the Sureswipe Advance offer. It was the quickest and easiest loan that I have ever applied for! With Sureswipe’s prompt service, the application was hassle free and the whole advance was explained to me in detail. A quick and easy option if you need to boost your cash flow in an instant. Sureswipe structured the re-payment option in such a way that I can continue with my day to day business without having to worry about paying off a huge amount at the end of each month. Thank you so much for a great offer and wonderful service!”